Disclosures

About KP Capital Advisors

KP Capital Advisors LLC is an independent advisory firm based in Greater Houston, Texas, founded by Kevin Pham, a former JPMorgan Private Client Banker. We provide business growth advisory, access to capital, insurance, and financial planning support to business owners and families.

Licensing

Insurance products are offered through Kevin Pham, a licensed insurance agent in the State of Texas (Texas Department of Insurance license no. [INSERT TDI LICENSE NUMBER]). We are licensed to offer insurance products in the following state(s): [INSERT STATE(S)]. We may not transact insurance business with residents of states in which we are not properly licensed.

State availability

This website is intended for residents of the state(s) in which KP Capital Advisors is licensed and authorized to do business. Nothing on this site is an offer or solicitation to any person in any jurisdiction in which such an offer or solicitation is not authorized, or to any person to whom it would be unlawful to make such an offer or solicitation.

Insurance and product disclosures

Insurance products are offered through one or more insurance carriers. Product availability, features, riders, and rates vary by carrier and by state and are subject to underwriting approval. Guarantees are based on the claims-paying ability of the issuing insurance company. We may receive commissions or other compensation from the carriers whose products we place. [INSERT CARRIER / FMO / IMO RELATIONSHIPS AS REQUIRED]

Advisory and capital-access services

Business growth advisory and capital-access (lender referral) services are provided by KP Capital Advisors LLC. We are not a bank or a direct lender. Where we refer clients to third-party lenders or capital providers, financing is subject to the lender's own approval, terms, and conditions, and we may receive a referral fee. We do not guarantee approval, rates, or terms for any financing.

No investment, legal, or tax advice

The information on this website is provided for general informational and educational purposes only and does not constitute investment, legal, accounting, or tax advice, nor a recommendation to buy or sell any security or insurance product. KP Capital Advisors LLC is not a registered investment adviser or broker-dealer unless and to the extent such registrations are separately disclosed. You should consult your own legal, tax, and financial professionals regarding your specific situation before making any decision.

No guarantee of results

Any examples, outcomes, or projections discussed are illustrative only and are not a guarantee of future results. Every client's situation is different, and past performance does not predict future outcomes.

Third-party links

This website may contain links to third-party websites for your convenience. We are not responsible for the content, accuracy, or privacy practices of any third-party site, and a link does not constitute an endorsement.

Accessibility

We are committed to making this website accessible to as many people as possible. If you have difficulty using any part of this site or need information in an alternative format, please contact us at kevin.pham@kpcapitaladvisors.com and we will do our best to help.

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